Financing Options from R & M Climate Control Service Experts

April 24, 2016

Just think: it’s August, sneaking up to triple digits, and your air conditioning unit dies. It just dies. Quits working. No more air conditioner, no more cool air blowing into your home to keep it comfortable. It’s gone.

So you call a heating and cooling company to come check everything and they confirm what you already knew – you have to buy a new system. And then they follow up with something you didn’t know – a new system is going to cost anywhere from $7,000 to $70,000, based on the type of system(s) you desire, the type of home(s) you have, and the type of energy source you’d like.

Okay, what now? Spend the hottest time of the year soaking in sweat and taking cold showers? Or shell out all your savings (and maybe sell a body part) to cover the cost of a new AC unit?

We are here with a different option to help your comfort and your wallet: financing.

It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you remember that the typical consumer in the United States has no more than $5,000 they can get ahold of, it makes perfect sense. So when life happens and things fail, and unexpected expenses such as an AC repair or replacement is required, it is crucial that we have affordable financing options available.

At R & M Climate Control Service Experts we have several financing options for homeowners looking to replace their HVAC systems. The first group of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available cash to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires.

R & M Climate Control Service Experts also offers financing programs with a lower monthly fixed payment and a reasonable interest rate. This is for consumers who may not have the full amount as quickly but can afford a lower monthly cost. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost upwards of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This option makes a new heating and cooling system more affordable, while also getting an efficient system that will help decrease energy bills while providing home comfort.

The financing programs at R & M Climate Control Service Experts are as follows:

 

    • Low monthly payments
    • No down payment
    • No annual fees
    • No prepayment penalties
    • Competitive interest rates

 

With so many choices, what’s stopping you? Call R & M Climate Control Service Experts today for a free in-home home comfort analysis and we will help you determine which heating and air conditioning system is right for your home AND which financing option works best for your life. We can’t wait to work with you!

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